Duties and Responsibilities:

• Meet personal performance expectations for loans, deposits and fees and carry a significant loan balance.
• Expectation of a higher level of annual production.
• Utilize lending experience and knowledge to be self-sufficient in developing loan and banking opportunities and expanding existing relationships.
• Retain and expand all assigned banking office loan relationships.
• Create a collaborative relationship with support departments, including but not limited to credit, loan processing and retail.
• Serve as a leader by example and center of influence within the market served.
• Be a mentor to other lenders, provide assistance when needed.
• Assist borrowers by making appropriate recommendations concerning financing options and financial decisions.
• Meet individual performance expectations for loans, deposits and fees, while managing their own book of business.
• Maintain compliance with loan policy, procedures and documentation, including loan package preparation, while properly structuring, underwriting and pricing.
• Screen loan requests based on financial institution policies and on types of loans offered by the bank.
• Provide on-going service to existing clients and branch personnel regarding loan questions and issues.
• Monitor collateral and credit exceptions.
• Monitor and handle delinquency and collection issues and watch lists.
• Assist in the origination of new deposit accounts and Treasury Management services.
• Produce quality referrals through regular calls on prospective and existing customers as well as referral sources.
• Ensure annual loan reviews are completed in a timely manner.
• Produce quality referrals through regular calls on existing and prospective customers as well as referral sources.
• Be proficient as a lender in sales, credit, and portfolio management. Compile and analyze data for loan requests.
• Complete other duties as assigned.

Education, Certification, License and Experience:

• High school graduate or equivalent.
• Bachelor’s degree in business or finance, or equivalent combination of education and work experience.
• Seven years of commercial lending experience, two years of credit analysis experience preferred and two years of supervisory experience.

Skills and Knowledge:

• Strong interpersonal, presentation, leadership and supervisory skills; including negotiation skills.
• Excellent verbal and written communications skills.
• Sales and goal-oriented personality, with high degree of professionalism.
• Strong analytical, problem solving and critical thinking skills.
• Complete knowledge of the commercial products and services and familiarity will all company products and services.
• Extensive knowledge of commercial lending laws, and practices.
• Sales management experience
• Responsible for knowing and ensuring compliance with applicable laws, regulations and guidelines, as detailed in policies that include but are not limited to Bank Secrecy Act and other applicable anti-money-laundering rules, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.

Work Environment:

This job operates in a professional office environment. Work is normally performed in a typical interior work environment which does not subject the employee to any hazardous or unpleasant elements.

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms. The employee must frequently lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity. Ability to drive a vehicle for travel is required for the position.

Premier Financial Corp. is an Affirmative Action and Equal Opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or any other legally protected status.

The above statements are intended to describe the essential functions of the job and the qualifications of the person assigned to it. They are not intended as an exhaustive list of all job duties, responsibilities and requirements. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description does not constitute a contract of employment. Employment is “at will” and may be terminated at any time.

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